PenBen Corporate Health & Wellness OVERVIEW Adam DeVone, PenBen’s President and Founder recently announced the addition of AC Green to head up its newly created Corporate Wellness Division. “Who else exemplifies the goals of corporate wellness then AC Green who today still owns the NBA Ironman Title, having played in 1,192 straight games? (View A.C. Green's bio). “Having someone of AC’s stature, accomplishment, character and expertise join PenBen - is a terrific validation of our company and programs”. DeVone further stated that “Employers have been hard hit by the soaring costs of providing employees with health care benefits. Recent studies have indicated that on average almost 50% of corporate profits now go for health care costs versus only 7% three decades ago. Because of this, employers are now actively seeking new ways to reduce health care costs without jeopardizing their ability to attract and retain workers. These factors have prompted many organizations to assume proactive positions on the issue of health promotion and wellness at the work-site. According to AC “from a management perspective, wellness programs have the potential to decrease absenteeism, reduce medical claims costs, and improve employee productivity, recruitment, and retention.” AC believes that “Health coaching is a natural fit for me, a collaborative and personalized program that focuses on improving health and wellness. I look forward to working with our clients in establishing effective wellness programs for their employees.” PENBEN WELLNESS PROCESS Although PenBen’s wellness programs are client unique and designed specifically around the results of an upfront needs assessment and “buy-in” by top management as a viable solution to mitigating future healthcare cost increases  – they all share similar characteristics - including: Design Management: this is a collaborative and personalized program that focuses on improving targeted health and wellness. An effectively designed Employee Wellness Program indicates to employees that the company cares about their well being. PenBen and management will be working together to determine the most appropriate incentives to encourage behavioral change for healthier lifestyles.  Wellness and Prevention: PenBen Programs can be designed for all manner of health and lifestyle problems. Based on claims experience from your in-force healthcare providers and health risk assessments, PenBen will assist in analyzing and determining potential high cost claimants.  The aim being to promote healthy lifestyle choices to reduce the amount of future medical attention required. Communication: Either through newsletter, webinar, emails or personal appearance, AC working with PenBen’s wellness staff, will be instrumental in communicating ongoing accomplishments and strategies for success. Execution: AC Green will be the coach that helps implement personalized programs with specific activities to reach goals and ensure quantifiable results that are reported to all parties on an ongoing and timely basis Beginning with PenBen submitting a “Consumer Wellness Reference Guide” as a starting point to educate your employees and lead them to living a healthier life.